EDUCATION

Helping schools recruit, reward,
and retain a happy & healthy workforce

International Health Insurance for International Schools

Tygate Education offers international health insurance plans which are exclusively designed to help schools foster a rich culture of healthy living and wellness programs for their staff. Our team of experts strategically work with a global network of health insurance providers to bargain the best plan and offer policy support throughout the year.

Our long-standing relationships with international schools around the world, validates our expertise at providing the right benefits at the right price for your school. We ensure premiums are sustainable year on year. We understand taking care of your teaching team is crucial in recruiting and retaining a healthy and happy workforce. Compassion and empathy are not words generally associated with insurance. But this is what Tygate offer every single member, every single day. And we are proud of it.

We help you to recruit, reward and retain your staff

We take time to understand the needs of your school and your budget

We have access to global network of providers to match your school needs

We will find the right benefits at a competitive cost thus helping schools effectively work within the budget

We advise on the optimum benefits mix and present a clear overview regarding policy benefits, claims process and emergency assistance contact details

We ensure the plan is implemented on the preferred start date. Our services include claim support and mediation, guidance on online tools, locating a doctor under the network provider list

We provide a full benefit review at renewal, cost containment options and negotiate the best renewal rates to ensure the highest customer satisfaction

Policy Benefits

Choose from a fully comprehensive expat health insurance plan that can cover everything from in-patient and out-patient treatment, cancer treatment, chronic conditions, emergency medical evacuation benefits, and war zone cover. Or opt for inpatient only plans, where major medical inpatient surgery and treatment can be chosen as cost-saving benefits.

In-patient

Private or shared rooms
Inpatient surgical procedures – includes surgeon’s and anesthetists fees
Intensive care
Cancer treatment
Organ Transplant services
Diagnostic procedures
Advanced medical imaging (CT, MRI and PET scans)
Kidney failure and dialysis
Specialist consultations
Dental emergency
Emergency evacuation – includes travel costs for an accompanying person, their accommodation and compassionate visits
Medical repatriation – includes repatriation of mortal remains
Psychiatric care & Psychotherapy

Out-patient

Medical practitioners & Specialists consultations
Out-patient surgical procedures
Diagnostic tests
Dental accidents
Prescription medication
Maintenance of chronic illness conditions
Chiropractic treatment & Physiotherapy sessions
Osteopathy & Acupuncture treatment
Podiatry & Chiropody
Traditional Chinese medicine & Homeopathy treatment
Dietician consultation
Psychiatric care & Psychotherapy
Speech therapy
Therapeutic aids & medical appliances

Add-ons

Value Add

Optional Top-up Benefits

Maternity coverage
Dental care
Health & wellness checks
Vision
Accidental Death and Autopsy
Terminal illness coverage

Travel insurance
Life insurance
Income protection
Child vaccinations
Travel vaccinations

Added Features

Private or public hospital coverage
Coverage for specific pre-existing medical conditions
Easy claim processes, quick refunds & online tracking of claims
Discount for family
No-claim discount
Direct billing – provided in some countries by some insurers
Pre-approval for expensive treatment costs

Lifetime renewability
Optional 24-month moratorium or full medical underwriting (FMU)
Helplines for medical advice
Money-back guarantee period
Various payment methods & payment terms options
Smartphone application

Coverage Areas

We offer a wide coverage area, however as an expatriate, it is important to consider a worldwide policy excluding or including the USA. Most comprehensive international health policies ensure quality treatment for any illness or injuries, anywhere in the world, and avoids the need for switching to a new policy for each region or country that you relocate to. It also gives you the flexibility for you to opt to return home for treatment.

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Our Partners

Testimonials

Currently I work at an International School in Angola so knowing you have immediate support with your medical insurance is very important. I feel very grateful for the very personal and caring support I have had from Tygate as I have dealt with a recent medical issue that has been a significant life challenge. All my insurance concerns have been taken care of, so the past 9 months my focus has been on healing without having any worries. The personal approach has been amazing with emails and telephone calls to ensure that everything was in place with treatment plans and assurances. I have had considerable support with claims and they have dealt directly with my insurance company on my behalf. Really amazing service and I am very grateful.

Rose ( Luanda International School. Angola. )

I wanted to write to thank you for the excellent care you have taken of the MIS staff during my time at the school. One area where staff have had absolutely no complaints is their health insurance. The medical care provided has been excellent and the service from the Tygate team has been outstanding. Please be assured that if I am ever in a position again where I can choose someone to provide our insurance, you will be the first call I make.

David ( Myanmar International School )

Why worry about medical protection when you can leave it to the experts?

We can find the best cover and negotiate the best price for you.

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